loan health
Suri Capital · Complementary Loan Health Check
What is your Loan Health Score?
Answer 8 quick questions. Get a personalised score out of 100 — and find out exactly where your loan could be working harder for you.
Question 1 of 8
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Question 1 of 8
How long ago did you take out or last refinance your current home loan?
This is the single biggest predictor of whether your loan is still competitive.
Question 2 of 8
Do you have an offset account linked to your home loan?
An offset account can save you thousands in interest every year — but only if it is being used correctly.
Question 3 of 8
Do you know your current interest rate?
You cannot optimise what you cannot measure. This question tells us a lot about your loan awareness.
Question 4 of 8
What type of loan do you currently have?
Fixed, variable, or split — each has different implications for your flexibility and future options.
Question 5 of 8
What is your primary property goal in the next 2 years?
Your goal changes what the ideal loan structure looks like. A loan that suits your situation today may not support where you want to go.
Question 6 of 8
If you own more than one property — are your loans with the same lender and tied together?
Cross-collateralisation is one of the most common and costly structural mistakes in property investment.
Question 7 of 8
Has your broker or lender contacted you proactively in the last 12 months to review your loan?
Proactive contact is the clearest signal of whether your loan is being actively managed — or just left to sit.
Question 8 of 8 — Last one
Which best describes your income or financial situation?
Complex situations require specialist knowledge. Most lenders — and many brokers — do not handle these well.
Almost there — your score is ready
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By submitting you agree to receive your Loan Health Report and occasional finance education content from Suri Capital. We never share your details. You can unsubscribe at any time. General information only — not financial advice. Suri Capital Pty Ltd ACL 389328.
Your Loan Health Score
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/100
What we found in your loan
General information only. This assessment is illustrative and does not constitute financial advice. It does not take into account your personal financial objectives, situation or needs. Suri Capital Pty Ltd ACL 389328. Credit Representative 579290.